VPay

VPAY presents a critically high-risk profile with a weighted score of 3.3/10, driven largely by a complete lack of technical transparency and security validation. The project's sole strength lies in its Tokenomics (7.5/10), featuring a fully circulating supply with no inflation risk. However, this is overshadowed by a 0/10 in Active Development, as there is no public code repository to substantiate claims of an 'AI OmniBank' platform. Security (2.5/10) is equally concerning, with no professional audits and automated warnings regarding centralized contract permissions that could restrict selling. The team remains anonymous with no governance structure, and community engagement is low. While the narrative of an AI-powered neobank on Base is conceptually appealing, the absence of verifiable software and the presence of severe security red flags make this project functionally uninvestable based on current data.