Scallop

Scallop (SCA) emerges as a premier DeFi investment within the Sui ecosystem, achieving an exceptionally high overall score driven by near-perfect ratings in active development and security. As the leading lending protocol on Sui, it benefits from strong institutional backing, including being the first DeFi project to receive an official grant from the Sui Foundation and support from Mysten Labs. The protocol distinguishes itself with institutional-grade engineering, evidenced by a spotless security record, multiple top-tier audits (Zellic, OtterSec), and innovative features like Soft Liquidations and a Trilinear Interest Rate Model. Community support is robust, with high conviction demonstrated by users locking a significant portion of the supply in the veSCA governance model for an average of four years. While the Tokenomics score is the lowest (7.2) due to risks associated with a low initial circulating supply and high FDV, the alignment of incentives through revenue sharing and the veSCA model mitigates potential sell pressure. Overall, Scallop represents a fundamental infrastructure play on the Sui network with elite technical execution.