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    Liquity USD

    LUSD

    Evaluation Score

    Overall rating on a scale of 0-10

    RiskReturn
    07.010
    Risk Level:
    Medium
    Recommendation:Hold
    Evaluated:May 13, 2025 (v2)

    Crypto Token Health Score Explained

    Our AI-powered health score evaluates on-chain metrics, community support, tokenomics, and more. This helps DeFi investors understand risk, compare tokens, and make informed decisions. Learn how to analyze DeFi tokens' risk and use these insights for DeFi portfolio risk management.

    AI Analysis

    Comprehensive evaluation of the token

    Overall Analysis

    Liquity USD (LUSD) is a permissionless, over-collateralized stablecoin backed solely by ETH. It delivers a 1:1 USD peg through on-chain redemption and elastic supply, with no ongoing interest and a one-time stability fee. The project shows strong development activity, rigorous security audits, and active governance, yet faces single-asset risks, moderate tokenomics centralization, and stiff competition in the stablecoin space.

    Detailed Analysis by Category

    Development Activity

    Code updates and developer engagement

    RiskReturn
    08.010

    Community Support

    Social media presence and community engagement

    RiskReturn
    07.010

    Tokenomics

    Supply, distribution, and utility

    RiskReturn
    07.010

    Market & Use Case

    Value proposition and competitive landscape

    RiskReturn
    07.010

    Team & Governance

    Team background and project governance

    RiskReturn
    06.010

    Security & Audits

    Security history and audit status

    RiskReturn
    09.010

    About Liquity USD (LUSD)

    Liquity USD (LUSD)

    Liquity USD (LUSD) is a decentralized, overcollateralized algorithmic stablecoin pegged 1:1 to the US Dollar on the Ethereum blockchain. It’s part of the Liquity protocol, offering low-fee, interest-free borrowing against ETH collateral.

    Key Features

    • USD Peg: Maintains a 1 USD value per LUSD through on-chain arbitrage and redemption mechanisms.
    • Overcollateralization: Requires a minimum collateral ratio of 110% in ETH to secure each loan.
    • Zero Interest: Borrowers pay a one-time stability fee instead of ongoing interest.
    • Instant Redemption: Users can redeem LUSD for ETH at face value, supporting peg stability.
    • Decentralized Governance: Parameter changes and protocol upgrades are managed by LQTY token holders.

    Use Cases

    • DeFi Collateral: Deploy LUSD in lending platforms, liquidity pools, and yield farms.
    • Stable Payments: Transact or store value with a native dollar-pegged asset on Ethereum.
    • Arbitrage & Trading: Leverage algorithmic stability for on-chain trading strategies.

    SEO Keywords: Liquity USD, LUSD, stablecoin, algorithmic stablecoin, overcollateralized, Ethereum, decentralized finance, DeFi stablecoin

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