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    ZoidPay

    ZPAY

    Evaluation Score

    Overall rating on a scale of 0-10

    RiskReturn
    02.810
    Risk Level:
    Very High
    Recommendation:Avoid
    Evaluated:August 28, 2026 (v14)

    Dimension Breakdown

    Development Activity1.5
    Community Health1.5
    Tokenomics3.0
    Market & Use Case3.0
    Team & Governance4.5
    Security & Audits3.5

    AI Analysis

    Comprehensive evaluation of the token

    ZPAY (ZoidPay) presents a severely degraded fundamental profile across development, community engagement, tokenomics, and security. Development activity is effectively dormant, with no verifiable GitHub commits, protocol upgrades, or changelogs across 2024 to 2026. Grassroots community support and decentralized governance are absent, leaving management centralized under the founding team without on-chain voting. The token exhibits critical tokenomic and market weaknesses, including high staking emissions without offsetting burns, an unrecovered ~98% price decline from all-time highs, and severe illiquidity with daily trading volumes hovering between $850 and $11K. On security, ZoidPay lacks any third-party or CertiK smart contract audit, carrying only a partial behavioral monitoring Skynet score (72.05 BBB) and a low fundamental health rating (15%). While no verified protocol hacks, regulatory lawsuits, or delisting events were identified, the project suffers from profound neglect and liquidity manipulation risks.

    Development Activity

    Code updates and developer engagement

    RiskReturn
    01.510

    Community Support

    Social media presence and community engagement

    RiskReturn
    01.510

    Tokenomics

    Supply, distribution, and utility

    RiskReturn
    03.010

    Market & Use Case

    Value proposition and competitive landscape

    RiskReturn
    03.010

    Team & Governance

    Team background and project governance

    RiskReturn
    04.510

    Security & Audits

    Security history and audit status

    RiskReturn
    03.510

    About ZoidPay (ZPAY)

    ZoidPay (ZPAY) is a payments-focused cryptocurrency project founded in 2018 by CEO Eduard Oneci and co-founder Vasile Burcin. The project was designed to facilitate digital asset payments for retail and commerce, developing products such as a shopping browser extension, a merchant marketplace, a non-custodial mobile wallet, mobile point-of-sale (mPOS) tools, and crypto cards. The native ZPAY token operates with a fixed maximum supply of 700,000,000 units and provides utility centered on shopping pool staking rewards, cashback incentives, and transaction fee discounts.

    Governance and token management remain centralized under the core founding team rather than a decentralized autonomous organization (DAO) or on-chain voting infrastructure. The project's tokenomics feature staking rewards ranging between 5% and 12% APY, though the distribution model lacks an integrated deflationary burn schedule to offset new token issuance. Operational decisions, including planned token burns and buybacks, are executed unilaterally by the team.

    ZoidPay exhibits critical operational, market, and security risks. The token has experienced a price decline of approximately 98% from its all-time high and suffers from severe market illiquidity, with recorded daily trading volumes fluctuating between $850 and $11,000. Security monitoring by CertiK shows that ZoidPay has not completed a formal smart contract audit by CertiK or verified third-party security firms, registering a fundamental health score of 15% alongside a partial Skynet score of 72.05/100 (BBB). Additionally, the project has shown no active development, protocol updates, or public repository contributions between 2024 and 2026, accompanied by inactive community channels. No security exploits, hacks, or regulatory enforcement actions have been identified.

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