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    yearn.finance

    YFI

    @yearn_finance

    Evaluation Score

    Overall rating on a scale of 0-10

    RiskReturn
    08.310
    Risk Level:
    Medium
    Recommendation:Buy
    Evaluated:January 10, 2026 (v8)

    Dimension Breakdown

    Development Activity8.5
    Community Health7.5
    Tokenomics9.2
    Market & Use Case8.5
    Team & Governance9.5
    Security & Audits6.5

    Whale Pulse

    Large transaction flow (>$10k)

    No whale transactions >$10k detected recently for YFI.

    AI Analysis

    Comprehensive evaluation of the token

    Yearn.finance (YFI) presents as a mature, 'Blue Chip' DeFi protocol with exceptional strength in its fundamental structure. The project achieves near-perfect scores in Team and Governance (9.5/10) and Tokenomics (9.2/10) due to its legendary 'fair launch' origin, lack of VC pre-mine, and the robust alignment of the veYFI model. Active Development (8.5/10) is sophisticated, focusing on the permissionless V3 architecture, though it prioritizes security over velocity. Market positioning remains dominant as a B2B yield backend (8.5/10), although community growth has plateaued (7.5/10), shifting from hype to technical discourse. The primary detractor is Security (6.5/10); while the project utilizes top-tier auditors like Trail of Bits, a history of significant exploits, including a 2023 legacy contract incident, indicates persistent smart contract risks despite the high engineering standards.

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    Development Activity

    Code updates and developer engagement

    RiskReturn
    08.510

    Community Support

    Social media presence and community engagement

    RiskReturn
    07.510

    Tokenomics

    Supply, distribution, and utility

    RiskReturn
    09.210

    Market & Use Case

    Value proposition and competitive landscape

    RiskReturn
    08.510

    Team & Governance

    Team background and project governance

    RiskReturn
    09.510

    Security & Audits

    Security history and audit status

    RiskReturn
    06.510
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    About yearn.finance (YFI)

    yearn.finance (YFI)

    Symbol: YFI

    Description

    yearn.finance is a decentralized finance (DeFi) protocol on the Ethereum blockchain that automates yield optimization across lending platforms, liquidity pools, and staking strategies. Governed by YFI token holders, yearn.finance pools assets and reallocates them to maximize returns, offering a suite of products including Vaults, Earn, Zap, and Cover.

    Key Features

    • Vaults: Automated yield strategies for depositing assets and compounding rewards.
    • Earn: Algorithmic allocation of stablecoin deposits to top lending protocols.
    • Zap: Simplified one-click conversions between ERC-20 tokens and liquidity pool positions.
    • Cover: Decentralized insurance marketplace for smart contract risk protection.

    Token Details

    • Token Name: yearn.finance
    • Symbol: YFI
    • Token Type: ERC-20
    • Max Supply: 30,000 YFI
    • Governance: On-chain voting and parameter adjustments by YFI holders

    Use Cases & Benefits

    • Governance Participation: Stake YFI to vote on protocol upgrades and fee distributions.
    • Yield Optimization: Access aggregated strategies without manual rebalancing.
    • Community-Driven Development: Protocol evolution shaped by decentralized governance proposals.

    This page provides an overview of the yearn.finance protocol and YFI token for informational and SEO purposes.

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