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    XT Stablecoin XTUSD

    XTUSD

    Evaluation Score

    Overall rating on a scale of 0-10

    RiskReturn
    06.010
    Risk Level:
    Medium
    Recommendation:Hold
    Evaluated:May 13, 2025 (v2)

    Crypto Token Health Score Explained

    Our AI-powered health score evaluates on-chain metrics, community support, tokenomics, and more. This helps DeFi investors understand risk, compare tokens, and make informed decisions. Learn how to analyze DeFi tokens' risk and use these insights for DeFi portfolio risk management.

    AI Analysis

    Comprehensive evaluation of the token

    Overall Assessment of XTUSD (XT Stablecoin)

    • Collateral & Stability: Fully backed 1:1 USD peg with on-chain reserve proofs and real-time mint/burn mechanisms keep the peg tight.
    • Development & Governance: Very limited transparency––no public repo, undefined contributor base, no on-chain governance or DAO, heavy centralized control.
    • Security & Audits: Clean incident record and regular reserve attestations, but no publicly available audit reports from top-tier firms and no formal bug bounty program.
    • Market Position & Adoption: Functional DeFi integrations, low fees, and cross-chain support; steady but modest community engagement in a saturated stablecoin landscape.
    • Key Risks: Custodial counterparty exposure, governance centralization, regulatory uncertainty, and opaque development processes.

    XTUSD can serve as a reliable utility stablecoin in DeFi and payments, but its centralization and lack of transparency warrant caution.

    Detailed Analysis by Category

    Development Activity

    Code updates and developer engagement

    RiskReturn
    03.010

    Community Support

    Social media presence and community engagement

    RiskReturn
    05.010

    Tokenomics

    Supply, distribution, and utility

    RiskReturn
    07.010

    Market & Use Case

    Value proposition and competitive landscape

    RiskReturn
    05.010

    Team & Governance

    Team background and project governance

    RiskReturn
    04.010

    Security & Audits

    Security history and audit status

    RiskReturn
    07.010

    About XT Stablecoin XTUSD (XTUSD)

    XT Stablecoin (XTUSD)

    Symbol: XTUSD

    Overview

    XTUSD is the USD-pegged stablecoin native to the XT blockchain ecosystem. Designed for price stability and transparency, XTUSD facilitates seamless on-chain payments, decentralized finance (DeFi) integrations, remittances, and trading pairs.

    Key Features

    • 1:1 USD Peg: Each XTUSD token is backed by one US dollar or equivalent reserves.
    • Fully Collateralized: Reserves are held in audited accounts and regularly verified by independent third parties.
    • Fast & Low-Cost Transactions: Optimized for quick transfers with minimal network fees.
    • Cross-Chain Compatibility: Bridges to major blockchains enable liquidity across DeFi platforms.
    • Smart Contract Security: Governed by audited smart contracts with on-chain transparency.

    Use Cases

    • DeFi Liquidity: Provide stable trading pairs and liquidity pools.
    • Payments & Settlements: Execute instant, low-volatility transactions.
    • Remittances: Send value globally with minimal slippage.
    • Stable Collateral: Use as collateral in lending, borrowing, and yield strategies.

    Transparency & Audit

    XTUSD publishes reserve reports and audit certificates regularly to ensure full collateralization and maintain trust.


    Learn more about XTUSD on the official XT network documentation and explore integrations in the DeFi landscape.

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