XSGD

XSGD (StraitsX Singapore Dollar) distinguishes itself as a premier regional stablecoin, prioritizing regulatory compliance and utility over speculation. Its high overall score is anchored by exceptional performance in Security (9.5), Tokenomics (9), and Team (9), reflecting its status as a fully reserved asset licensed by the Monetary Authority of Singapore (MAS). The project exhibits strong Active Development (7.5) focused on API maintenance and merchant integration rather than open-source protocol changes. While Community Support (4.5) is objectively low, this is characteristic of a utility-driven financial tool rather than a hype-driven crypto asset. XSGD effectively holds a monopoly on the regulated SGD stablecoin market, serving as critical infrastructure for on/off-ramps and payments (e.g., GrabPay). Investors should view this as a safe harbor or utility vehicle rather than an appreciation asset.