Stellar
XLM
Evaluation Score
Overall rating on a scale of 0-10
Crypto Token Health Score Explained
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AI Analysis
Comprehensive evaluation of the token
Stellar (XLM) is a highly credible project with a strong focus on revolutionizing cross-border payments and financial inclusion. Its key strengths include exceptionally active and disciplined development led by the Stellar Development Foundation (SDF), the launch of the Soroban smart contract platform, a robust developer-centric community, and a sound tokenomics model with high utility. The project is backed by an experienced team and a hybrid governance model that balances centralized strategy with decentralized validation. However, investors should be aware of a significant portion of the token supply being held by the SDF, which introduces centralization risk. Additionally, the project faces intense competition and could benefit from a publicly available, independent security audit of its core protocol to enhance transparency.
Detailed Analysis by Category
Development Activity
Code updates and developer engagement
Community Support
Social media presence and community engagement
Tokenomics
Supply, distribution, and utility
Market & Use Case
Value proposition and competitive landscape
Team & Governance
Team background and project governance
Security & Audits
Security history and audit status
About Stellar (XLM)
Stellar (XLM)
Stellar is an open-source, decentralized blockchain network designed for fast, secure and low-cost cross-border payments and asset transfers. Its native token, Lumens (XLM), powers transactions, smart contracts and token issuance across the Stellar ledger.
Key Features
- Fast settlement: Stellar’s consensus protocol confirms transactions in seconds.
- Low fees: Micro-fees (<0.00001 XLM) prevent spam and enable micropayments.
- Cross-border payments: Seamless transfers between banks, payment providers and individuals worldwide.
- Token issuance: Easily create and trade custom tokens representing fiat currencies, commodities or digital assets.
Use Cases
- International remittances and micropayments
- Stablecoin and tokenized asset transfers
- Merchant payments with minimal overhead
Explore the Stellar network, developer documentation and ecosystem integrations to learn how XLM powers a new era of global finance.
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