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    Circle USYC

    USYC

    @circlepay

    Evaluation Score

    Overall rating on a scale of 0-10

    RiskReturn
    06.810
    Risk Level:
    Low
    Recommendation:Buy
    Evaluated:January 10, 2026 (v8)

    Dimension Breakdown

    Development Activity3.0
    Community Health2.5
    Tokenomics8.5
    Market & Use Case9.2
    Team & Governance9.2
    Security & Audits9.2

    Whale Pulse

    Large transaction flow (>$10k)

    No whale transactions >$10k detected recently for USYC.

    AI Analysis

    Comprehensive evaluation of the token

    Circle USYC presents a distinct profile as an institutional-grade, yield-bearing Real-World Asset (RWA) rather than a speculative cryptocurrency. Its overall score of 6.82 is mathematically suppressed by the weighting methodology, which penalizes the project for its closed-source architecture (Active Development: 3/10) and lack of retail social engagement (Community Support: 2.5/10)—metrics that are largely inapplicable to a regulated Tokenized Money Market Fund. However, USYC demonstrates exceptional strength in fundamental categories, achieving near-perfect scores in Team & Governance, Security, and Market Use Case (all 9.2/10). As a product backed by Circle and regulated by the Bermuda Monetary Authority, it offers a secure, compliant vehicle for capturing U.S. Treasury yields on-chain, solving a critical opportunity cost for idle stablecoin capital. While highly centralized, its risk profile is low regarding asset security, making it a premier choice for its specific institutional target market.

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    Development Activity

    Code updates and developer engagement

    RiskReturn
    03.010

    Community Support

    Social media presence and community engagement

    RiskReturn
    02.510

    Tokenomics

    Supply, distribution, and utility

    RiskReturn
    08.510

    Market & Use Case

    Value proposition and competitive landscape

    RiskReturn
    09.210

    Team & Governance

    Team background and project governance

    RiskReturn
    09.210

    Security & Audits

    Security history and audit status

    RiskReturn
    09.210
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    About Circle USYC (USYC)

    Circle USYC (USYC)

    Circle USYC (Symbol: USYC) is a USD-backed stablecoin designed for seamless, secure and transparent digital payments. Developed by Circle, USYC maintains a 1:1 peg to the US dollar and is fully reserved with audited holdings.

    Overview

    • Ticker: USYC
    • Type: Fiat-backed Stablecoin
    • Peg: 1 USYC = 1 USD
    • Issuer: Circle
    • Blockchain: Ethereum (ERC-20) and multiple Layer-2 networks

    Key Features

    • Price Stability: Maintains a consistent 1:1 value against the US dollar for low volatility.
    • Transparency: Monthly attestations by independent auditors ensure 100% reserve backing.
    • Fast Settlement: Near-instant on-chain transfers across supported networks.
    • Programmability: Fully compatible with DeFi protocols, smart contracts, payment platforms and wallets.

    Use Cases

    1. Payments & Remittances: Fast, low-cost transfers domestically and internationally.
    2. DeFi Integration: Liquidity provision, lending, borrowing and yield farming.
    3. Stable Value Storage: Hedging against market volatility with a dollar-pegged asset.

    Token Details

    • Smart Contract (Ethereum ERC-20): 0xdb25...
    • Total Supply: Variable (on-demand issuance and redemption)
    • Audits & Compliance: Regular financial attestations by top auditing firms

    Circle USYC combines stability, transparency and blockchain efficiency, making it a reliable choice for digital commerce, decentralized finance and institutional use cases.

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