Quantoz USDQ
USDQ
Evaluation Score
Overall rating on a scale of 0-10
Dimension Breakdown
AI Analysis
Comprehensive evaluation of the token
USDQ (Quantoz USDQ) is a MiCA-compliant, US-dollar-denominated electronic money token issued by Quantoz Payments B.V., an Electronic Money Institution regulated by the Dutch Central Bank (DNB). The token operates under a 1:1 par redemption model with a 102% reserve requirement held in segregated, bankruptcy-remote accounts. It features active multi-chain issuance on Ethereum, Polygon, Algorand, and XRP Ledger, alongside listings on major exchanges such as Bitfinex and Kraken. However, USDQ faces substantial adoption hurdles in an oversaturated market dominated by established stablecoins, reflecting a modest circulating supply ($5.6M to $8M) and minimal retail/community engagement (scoring 2.5/10). Security is anchored by external regulatory oversight, though public third-party audit reports and scheduled attestation releases remain unverified in public tracking. No security incidents, depegs, or regulatory actions were identified, and no red-flag cap applies.
Development Activity
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Community Support
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Tokenomics
Supply, distribution, and utility
Market & Use Case
Value proposition and competitive landscape
Team & Governance
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Security & Audits
Security history and audit status
About Quantoz USDQ (USDQ)
USDQ (Quantoz USDQ) is a regulated, US-dollar-denominated electronic money token (EMT) issued by Quantoz Payments B.V., an Electronic Money Institution supervised by the Dutch Central Bank (DNB) and compliant with the Markets in Crypto-Assets (MiCA) regulatory framework. Operating under a mint-and-burn fiat-backed architecture, USDQ provides holders with a legal right to 1:1 par redemption against the issuer. The token maintains a 102% reserve requirement, with underlying assets held in segregated accounts through a bankruptcy-remote foundation (Stichting Quantoz). USDQ is deployed across multiple blockchain networks, including Ethereum, Polygon, Algorand, and the XRP Ledger.
The token is primarily designed for institutional and business-to-business (B2B) cross-border settlements, payments, and digital asset liquidity. Unlike decentralized community tokens, USDQ does not feature a decentralized autonomous organization (DAO), token inflation, or on-chain governance mechanisms, maintaining centralized administrative management to comply with regulatory standards.
While USDQ operates under formal regulatory oversight and has recorded no hacks, exploits, or depegging incidents, it faces notable operational and market risks. The token operates with issuer-controlled minting, redemption with mandatory identity verification (KYC), and contract-level freeze capabilities. Additionally, public tracking reflects verifiability gaps, including the absence of named third-party smart contract auditors, published audit reports, and scheduled public reserve attestations. USDQ also experiences constrained adoption in a market dominated by larger stablecoins, maintaining a modest circulating market capitalization of approximately $5.6 million to $8 million and a limited holder base.