USDC
USDC
Evaluation Score
Overall rating on a scale of 0-10
Crypto Token Health Score Explained
Our AI-powered health score evaluates on-chain metrics, community support, tokenomics, and more. This helps DeFi investors understand risk, compare tokens, and make informed decisions. Learn how to analyze DeFi tokens' risk and use these insights for DeFi portfolio risk management.
AI Analysis
Comprehensive evaluation of the token
- Stability & Transparency: USDC is a fully collateralized 1:1 USD stablecoin backed by regulated reserves with monthly attestations and multiple high-quality smart contract audits.
- Adoption & Liquidity: Second-largest stablecoin (~$62 B cap), supported on 18+ chains, deep trading volumes (~$13 B/day), and broad DeFi integration (Aave, Uniswap, Compound).
- Security & Governance: Enterprise-grade security posture with robust audit history, but centralization risks remain due to Circle’s exclusive mint/burn and blacklist powers and exposure to banking counterparties.
- Utility & Growth: Serves as a foundational liquidity layer for payments, remittances, and DeFi with institutional adoption (BlackRock, Visa), yet offers no price appreciation beyond the USD peg.
Overall: USDC is best-in-class for stable value and liquidity in crypto, with moderate centralization risk and no speculative upside.
Detailed Analysis by Category
Development Activity
Code updates and developer engagement
Community Support
Social media presence and community engagement
Tokenomics
Supply, distribution, and utility
Market & Use Case
Value proposition and competitive landscape
Team & Governance
Team background and project governance
Security & Audits
Security history and audit status
About USDC (USDC)
USD Coin (USDC)
USD Coin (USDC) is a fully collateralized stablecoin pegged 1:1 to the US dollar and governed by the Centre Consortium (Circle and Coinbase). It provides a transparent, secure, and interoperable digital dollar for payments, remittances, and DeFi applications.
Key Features
- Fiat-backed reserves: Each USDC is backed by an equivalent US dollar or short-term US Treasury assets.
- Regular attestations: Monthly reserve attestations from independent accounting firms ensure transparency.
- Multi-chain support: Available on Ethereum (ERC-20), Algorand (ASA), Solana (SPL), Stellar, Tron and more.
- Smart contract compatibility: Easily integrated into DeFi protocols for lending, staking, trading, and programmable transactions.
Technical Details
- Token Name: USD Coin
- Symbol: USDC
- Standards: ERC-20, ASA, SPL, Stellar, TRC-20
- Issuer: Centre Consortium
Common Use Cases
- Stable-value payments and remittances
- Decentralized finance (lending, borrowing, liquidity provision)
- Tokenized asset settlements
- Treasury and cash management in blockchain ecosystems
Similar Rated Tokens
More for DeFi Investors
- Yield Farming Analysis: Discover the best tools and strategies for maximizing your returns from yield farming in DeFi.
- AI vs Fundamentals: See how Token Vitals combines AI crypto price prediction with fundamental analysis for a balanced investment perspective.
- Risk Scores Explained: Learn how our crypto risk scores differ from traditional credit scores and what that means for your portfolio.
- On-Chain Metrics: Understand which on-chain metrics matter most when investing in tokens and how to use them effectively.
- US Investor Analytics: Access crypto analytics designed for US investors, including features to help with tax tracking and compliance.
- Finding Value: Explore our data-driven lists to uncover top undervalued DeFi tokens for 2025 and beyond.