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    USDB

    USDB

    Evaluation Score

    Overall rating on a scale of 0-10

    RiskReturn
    05.010
    Risk Level:
    Medium
    Recommendation:Hold
    Evaluated:May 12, 2025 (v2)

    Crypto Token Health Score Explained

    Our AI-powered health score evaluates on-chain metrics, community support, tokenomics, and more. This helps DeFi investors understand risk, compare tokens, and make informed decisions. Learn how to analyze DeFi tokens' risk and use these insights for DeFi portfolio risk management.

    AI Analysis

    Comprehensive evaluation of the token

    Overall Analysis

    USDB is a fiat‐backed stablecoin with strong tokenomics—transparent proof‐of‐reserves, elastic supply, and disciplined mint‐and‐burn mechanics. Development activity is consistent and governance processes are documented, but team opacity and centralized control introduce counterparty & censorship risks. Community traction remains modest and USDB faces fierce competition from established stablecoins like USDC/USDT. While security posture is moderate (reserve transparency strong, but lacks a dedicated smart‐contract audit), the peg has held without incidents.

    Bottom‐line: USDB is a well‐structured stablecoin with reliable peg mechanics, suited for users needing on‐chain USD liquidity. However, centralization, limited differentiation, and competitive pressure limit its upside.

    Detailed Analysis by Category

    Development Activity

    Code updates and developer engagement

    RiskReturn
    06.010

    Community Support

    Social media presence and community engagement

    RiskReturn
    05.010

    Tokenomics

    Supply, distribution, and utility

    RiskReturn
    08.010

    Market & Use Case

    Value proposition and competitive landscape

    RiskReturn
    04.010

    Team & Governance

    Team background and project governance

    RiskReturn
    02.010

    Security & Audits

    Security history and audit status

    RiskReturn
    05.010

    About USDB (USDB)

    USDB (USDB)

    USDB is a USD-pegged stablecoin designed for seamless digital transactions on blockchain networks. Backed by fully collateralized reserves and proof-of-reserves audits, USDB delivers stability, transparency, and low-cost transfers across DeFi and payment platforms.

    Key Features

    • Stable Value: Each USDB token maintains a 1:1 peg with the US dollar through over-collateralization and reserve management.
    • Transparent Reserves: On-chain proof-of-reserves reports ensure verifiable backing of every token in circulation.
    • Cross-Chain Support: Available as an ERC-20 token on Ethereum and a BEP-20 token on Binance Smart Chain for broad ecosystem compatibility.
    • Low Fees & Fast Settlements: Optimized smart contracts enable rapid transfers with minimal gas costs.
    • DeFi Integration: Widely supported in lending, yield farming, liquidity pools, and payment gateways.

    Use Cases

    1. Payments: Instant, borderless USD payments in crypto rails.
    2. Trading: Stable trading pair for crypto exchanges and DEXs.
    3. Lending & Borrowing: Collateral for DeFi protocols and money market platforms.

    For more details, visit the official USDB documentation and explorer links to review smart contract addresses and audit reports.

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