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    Usual USD

    USD0

    Evaluation Score

    Overall rating on a scale of 0-10

    RiskReturn
    04.010
    Risk Level:
    High
    Recommendation:Avoid
    Evaluated:May 12, 2025 (v2)

    Crypto Token Health Score Explained

    Our AI-powered health score evaluates on-chain metrics, community support, tokenomics, and more. This helps DeFi investors understand risk, compare tokens, and make informed decisions. Learn how to analyze DeFi tokens' risk and use these insights for DeFi portfolio risk management.

    AI Analysis

    Comprehensive evaluation of the token

    Overall Analysis

    USD0 is a USD-backed ERC-20 stablecoin with a clear 1:1 mint/burn mechanism and competitive fee structure, but suffers from almost no visible development or audit transparency, centralized governance, and intense market competition.

    Strengths

    • Transparent peg design with user-driven mint/redemptions (Tokenomics score 7/10)
    • Broad DeFi and payment utility with low fees

    Weaknesses

    • Minimal public code activity and no verifiable audit reports (Dev score 2/10, Security score 3/10)
    • Centralized reserve custody and governance without on-chain voting (Team & Governance score 3/10)
    • Saturated stablecoin market dominated by incumbents, limited differentiation (Market score 4/10)

    Given the high counterparty, development, and execution risks, USD0 carries a High risk profile and is not recommended for investment beyond minimal operational use.

    Detailed Analysis by Category

    Development Activity

    Code updates and developer engagement

    RiskReturn
    02.010

    Community Support

    Social media presence and community engagement

    RiskReturn
    05.010

    Tokenomics

    Supply, distribution, and utility

    RiskReturn
    07.010

    Market & Use Case

    Value proposition and competitive landscape

    RiskReturn
    04.010

    Team & Governance

    Team background and project governance

    RiskReturn
    03.010

    Security & Audits

    Security history and audit status

    RiskReturn
    03.010

    About Usual USD (USD0)

    Usual USD (USD0)

    Usual USD (USD0) is a USD-backed stablecoin— a digital currency pegged 1:1 to the US Dollar. Built on the Ethereum blockchain (ERC-20), USD0 delivers secure, transparent, and low-cost USD transfers across wallets, exchanges, and DeFi applications.

    Key Features

    • 1:1 USD peg backed by audited reserves
    • ERC-20 compliant token on Ethereum Mainnet
    • Fast settlement times with minimal fees
    • Fully audited smart contracts for transparency
    • Broad compatibility with wallets, exchanges, and DeFi protocols

    Use Cases

    • Global USD payments and remittances
    • Decentralized finance (DeFi) lending, borrowing, and yield strategies
    • Digital commerce payments and invoicing
    • Stable value storage and transfers

    Token Information

    • Name: Usual USD
    • Symbol: USD0
    • Standard: ERC-20
    • Network: Ethereum Mainnet

    Explore the Usual USD ecosystem for detailed documentation, technical specifications, and proof-of-reserve reports.

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