Gemini Dollar
GUSD
Evaluation Score
Overall rating on a scale of 0-10
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AI Analysis
Comprehensive evaluation of the token
GUSD (Gemini Dollar)
GUSD is a fully regulated, NYDFS-chartered stablecoin with strong security (9/10) and transparent 1:1 USD backing (8/10). However, on-chain development activity is minimal (2/10) and community engagement is limited (4/10), reflecting a heavily centralized model governed off-chain by Gemini. Market adoption is modest (7/10) versus USDT/USDC, but GUSD offers a compliance-first option for institutions. Team credentials are solid (6/10) yet lack decentralized governance. Overall, GUSD delivers stability and trust at the cost of centralization and low open-source momentum.
Detailed Analysis by Category
Development Activity
Code updates and developer engagement
Community Support
Social media presence and community engagement
Tokenomics
Supply, distribution, and utility
Market & Use Case
Value proposition and competitive landscape
Team & Governance
Team background and project governance
Security & Audits
Security history and audit status
About Gemini Dollar (GUSD)
Gemini Dollar (GUSD)
Gemini Dollar (GUSD) is a U.S. dollar–pegged stablecoin issued by the Gemini Trust Company. Available as an ERC-20 token on the Ethereum blockchain, GUSD combines the stability of the U.S. dollar with the transparency and security of blockchain technology.
Key Features
- Pegged to USD: Each GUSD token is backed 1:1 by U.S. dollar reserves held in FDIC-insured bank accounts.
- Regulated & Audited: Issued by a New York State Department of Financial Services (NYDFS)–chartered trust company. Monthly third-party audits publicly verify full reserve backing.
- ERC-20 Standard: Fully compatible with Ethereum wallets, decentralized exchanges, smart contracts, and DeFi protocols.
- Transparent Reserves: Regularly published audit reports and reserve attestations by independent accounting firms.
Technical Details
- Token Name: Gemini Dollar
- Symbol: GUSD
- Blockchain: Ethereum (ERC-20)
- Total Supply: Variable (minted and redeemed on demand)
Common Use Cases
- On-chain payments and settlements
- Trading and liquidity on centralized and decentralized exchanges
- Collateral in DeFi lending, borrowing, and yield protocols
- Cross-border remittances with stable value
Compliance & Security
- Regulatory Oversight: Operates under NYDFS charter and BitLicense regulations.
- Reserve Management: Funds held in U.S. bank accounts and invested in U.S. Treasuries.
- Smart Contract Audits: Regular security reviews by independent blockchain auditors.
Token details are provided for informational and technical reference. This document does not constitute financial advice.
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