Sygnum FIUSD Liquidity Fund
FIUSD
Evaluation Score
Overall rating on a scale of 0-10
Crypto Token Health Score Explained
Our AI-powered health score evaluates on-chain metrics, community support, tokenomics, and more. This helps DeFi investors understand risk, compare tokens, and make informed decisions. Learn how to analyze DeFi tokens' risk and use these insights for DeFi portfolio risk management.
AI Analysis
Comprehensive evaluation of the token
FIUSD (Sygnum FIUSD Liquidity Fund) offers banking-grade, 1:1 USD collateralization under FINMA oversight, making it a credible choice for institutions needing a fully regulated stablecoin. Its transparent reserve attestations and on-chain contract verification are positives, but development is closed-door, liquidity is limited versus USDC/USDT, and governance is fully centralized. The upgradeable proxy pattern and lack of a public smart-contract audit introduce moderate risk. FIUSD is best suited for compliance-focused treasury use rather than yield or speculative plays.
Detailed Analysis by Category
Development Activity
Code updates and developer engagement
Community Support
Social media presence and community engagement
Tokenomics
Supply, distribution, and utility
Market & Use Case
Value proposition and competitive landscape
Team & Governance
Team background and project governance
Security & Audits
Security history and audit status
About Sygnum FIUSD Liquidity Fund (FIUSD)
Sygnum FIUSD Liquidity Fund (FIUSD)
Symbol: FIUSD
Token Standard: ERC-20 (Ethereum)
The Sygnum FIUSD Liquidity Fund (FIUSD) is a tokenized representation of US dollar liquidity, fully backed on a 1:1 basis by USD reserves held in regulated custodial accounts. Issued by Sygnum Bank AG, FIUSD combines the stability of fiat currency with the programmability and transparency of blockchain.
Key Features
- 1:1 USD Backing: Every FIUSD token is redeemable for one US dollar held in segregated, insured reserves.
- Regulatory Compliance: Issued and managed by Sygnum Bank AG, a FINMA-licensed digital asset bank.
- On-Chain Transparency: Reserve attestations and proof-of-funds reports are published regularly.
- Instant Settlement: Transfers settle on the Ethereum blockchain, enabling fast, cost-effective liquidity movements.
Use Cases
- Treasury & Cash Management: Maintain USD exposure on-chain without off-ramp delays.
- Payment & Payroll: Enable real-time settlement for vendors and employees.
- DeFi Integration: Provide stable collateral, liquidity provisioning, and yield strategies across decentralized finance protocols.
Technical Details
- Blockchain: Ethereum Mainnet
- Smart Contract Address: View on Etherscan
- Issuer: Sygnum Bank AG
- Custodian: Sygnum Trust GmbH
For further information, visit the official Sygnum website or consult the FIUSD whitepaper.
Similar Rated Tokens
More for DeFi Investors
- Yield Farming Analysis: Discover the best tools and strategies for maximizing your returns from yield farming in DeFi.
- AI vs Fundamentals: See how Token Vitals combines AI crypto price prediction with fundamental analysis for a balanced investment perspective.
- Risk Scores Explained: Learn how our crypto risk scores differ from traditional credit scores and what that means for your portfolio.
- On-Chain Metrics: Understand which on-chain metrics matter most when investing in tokens and how to use them effectively.
- US Investor Analytics: Access crypto analytics designed for US investors, including features to help with tax tracking and compliance.
- Finding Value: Explore our data-driven lists to uncover top undervalued DeFi tokens for 2025 and beyond.