Quantoz EURQ
EURQ
Evaluation Score
Overall rating on a scale of 0-10
Dimension Breakdown
AI Analysis
Comprehensive evaluation of the token
EURQ (Quantoz EURQ) is a MiCAR-compliant, euro-pegged electronic money token issued by Quantoz Payments B.V. under the supervision of the Dutch Central Bank (DNB). The project demonstrates strong institutional backing and technical integration across multiple networks including Ethereum, Polygon, Algorand, Xahau, and Dusk, along with high-profile partnerships such as a Visa principal membership. However, on-chain adoption remains at a nascent stage with a modest market cap (~$8M), around 300 to 350 holders, low transaction volume, and an institutional orientation that lacks retail community engagement. Tokenomics are backed over 100% by cash and government bonds held in segregated, bankruptcy-remote accounts, though smart contracts are centralized with issuer freeze and burn capabilities. The security record is clean with no exploits, depegs, or regulatory enforcement actions identified. All sections provided sufficient data, resulting in a weighted average score of 6.1/10.
Development Activity
Code updates and developer engagement
Community Support
Social media presence and community engagement
Tokenomics
Supply, distribution, and utility
Market & Use Case
Value proposition and competitive landscape
Team & Governance
Team background and project governance
Security & Audits
Security history and audit status
About Quantoz EURQ (EURQ)
EURQ (Quantoz EURQ) is a euro-pegged Electronic Money Token (EMT) issued by Quantoz Payments B.V., an Electronic Money Institution regulated under the supervision of the Dutch Central Bank (De Nederlandsche Bank) and compliant with the Markets in Crypto-Assets Regulation (MiCAR). The token is designed for digital payments, cross-border remittances, and euro transfers across multiple blockchain networks, including Ethereum, Polygon, Algorand, XRP Ledger, Xahau, Dusk, and Stellar. The circulating supply is demand-driven and backed by reserves held in segregated, bankruptcy-remote accounts consisting of cash and European government bonds.
The project operates primarily as an institutional settlement instrument and is supported by backers including Kraken, Tether, and Fabric Ventures. Operational developments include the acquisition of a Visa principal membership for debit card issuance and technical deployments across various layer-1 and layer-2 networks. Unlike retail-focused community tokens, EURQ does not employ a decentralized governance model or decentralized autonomous organization (DAO), functioning instead through direct issuer management.
EURQ carries specific structural and adoption risks. Smart contracts include centralized issuer permissions, such as the ability to freeze and burn tokens in accordance with regulatory compliance and KYC requirements. Additionally, while the issuer maintains standard operational compliance certifications, retrieved sources do not identify specific named audit firms for the EURQ smart contracts or a fixed publication cadence for third-party reserve attestations. Cross-chain operations depend on third-party bridge infrastructure like LayerZero. As of 2026, on-chain adoption remains limited, characterized by a modest holder count, low transaction volume, and minimal decentralized finance integration.