Monerium EUR emoney
EURE
Evaluation Score
Overall rating on a scale of 0-10
Dimension Breakdown
AI Analysis
Comprehensive evaluation of the token
EURE (Monerium EUR emoney) is an authorized, regulated euro-referenced electronic money token (EMT) under EU regulations and MiCA, issued by Monerium. The project displays a strong technical and regulatory profile, supported by independent smart contract audits from Ackee Blockchain and Halborn, robust CI/CD development pipelines, and segregated >100% asset backing. The leadership team possesses deep central banking and regulatory expertise. However, because EURE is an e-money instrument rather than a speculative crypto asset, its organic retail community is small, and governance is strictly corporate and centralized with unilateral freezing capabilities. With a modest market cap ($27M-$33M) and thin trading liquidity compared to major stablecoin peers, EURE serves primarily as a compliant settlement and payment rail rather than a high-growth investment vehicle. No hacks, exploits, depegs, or regulatory enforcement actions were identified.
Development Activity
Code updates and developer engagement
Community Support
Social media presence and community engagement
Tokenomics
Supply, distribution, and utility
Market & Use Case
Value proposition and competitive landscape
Team & Governance
Team background and project governance
Security & Audits
Security history and audit status
About Monerium EUR emoney (EURE)
EURE (Monerium EUR emoney) is a regulated electronic money token (EMT) tied 1:1 to the euro, issued by Monerium hf, an authorized Electronic Money Institution (EMI) based in Iceland. Established under European Union e-money regulations and Markets in Crypto-Assets (MiCA) standards, EURE is designed as an onchain real-world asset (RWA) backed by more than 100% in high-quality liquid assets held in segregated bank accounts. The token is deployed across several blockchain networks, including Ethereum, Gnosis Chain, Polygon, Arbitrum, Linea, Scroll, Osmosis, and Terra-2.
The circulating supply of EURE is managed through a transparent mint-and-burn mechanism directly connected to Single Euro Payments Area (SEPA) fiat deposits and redemptions. Rather than functioning as a speculative asset or offering protocol-level yield, EURE is utilized primarily as a compliant settlement rail for web3 payments and decentralized finance integrations. Its practical utility is supported through implementations such as Gnosis Pay, Safe, MetaMask card infrastructure, and decentralized finance protocols like Aave and CoW Swap.
Governance of EURE is entirely centralized and corporate, with no decentralized autonomous organization (DAO) or community voting mechanisms. Because it is a regulated e-money instrument, Monerium retains unilateral administrative control to freeze addresses, block transfers, and restrict redemptions to comply with anti-money laundering (AML) and sanctions requirements. The project has undergone security audits by Ackee Blockchain and Halborn. While the project has no history of hacks, insolvencies, or depegs, it operates as a small-cap stablecoin with a market capitalization between $27 million and $33 million, accompanied by thin trading liquidity and counterparty exposure to its safeguarding banking partners.