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    ConsumerFi Protocol

    CFI

    Evaluation Score

    Overall rating on a scale of 0-10

    RiskReturn
    04.810
    Risk Level:
    Very High
    Recommendation:Speculative position only
    Evaluated:January 9, 2026 (v8)

    Whale Pulse

    Large transaction flow (>$10k)

    No whale transactions >$10k detected recently for CFI.

    AI Analysis

    Comprehensive evaluation of the token

    ConsumerFi Protocol (CFI) represents a high-risk dichotomy between strong institutional backing and weak crypto-native fundamentals. On the positive side, the project boasts credible leadership with experience in gaming and ad-tech, supported by top-tier investors like Animoca Brands and the NEAR Foundation. The reported metric of 900,000+ MAU indicates significant product traction via the PlayEmber ecosystem, validating its 'Personal Intelligence Layer' use case. However, the project scores poorly on transparency and technical verifiability; the development is closed-source with no public GitHub activity, making it impossible to audit code quality or velocity. Community support is disjointed, with a large passive user base that has not translated into active crypto governance or social engagement. The tokenomics are particularly concerning, featuring a low circulating supply (~11-13%) and a high Fully Diluted Valuation (FDV), creating substantial inflationary pressure from future unlocking schedules. With a micro-cap valuation and reliance on a lower-tier security audit, CFI is a venture-style bet on product adoption rather than a decentralized protocol play.

    Development Activity

    Code updates and developer engagement

    RiskReturn
    02.510

    Community Support

    Social media presence and community engagement

    RiskReturn
    03.510

    Tokenomics

    Supply, distribution, and utility

    RiskReturn
    04.510

    Market & Use Case

    Value proposition and competitive landscape

    RiskReturn
    07.210

    Team & Governance

    Team background and project governance

    RiskReturn
    07.510

    Security & Audits

    Security history and audit status

    RiskReturn
    04.510

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