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    Alchemy Pay

    ACH

    Evaluation Score

    Overall rating on a scale of 0-10

    RiskReturn
    07.010
    Risk Level:
    Medium
    Recommendation:Buy
    Evaluated:May 12, 2025 (v2)

    Crypto Token Health Score Explained

    Our AI-powered health score evaluates on-chain metrics, community support, tokenomics, and more. This helps DeFi investors understand risk, compare tokens, and make informed decisions. Learn how to analyze DeFi tokens' risk and use these insights for DeFi portfolio risk management.

    AI Analysis

    Comprehensive evaluation of the token

    Overall Analysis

    Alchemy Pay (ACH) combines a well‐defined on-ramp/off-ramp proposition with steady development and strong security credentials. The project’s multi-chain SDKs and merchant plugins address a genuine market need, and recurring audit reports plus a live bug bounty program underpin a robust security posture. Tokenomics feature a fixed supply and fee-burn mechanism, while long-term vesting schedules mitigate near-term sell-pressure.

    Key Strengths

    • Security & Compliance: Multiple third-party audits (CertiK, Hacken) and PCI DSS certification with no exploit history.
    • Real-World Adoption: Live merchant integrations, multi-chain support, and developer tooling drive organic usage.
    • Deflationary Mechanics: Fee burns and staking incentives foster token demand.

    Risks & Challenges

    • Governance Centralization: Core team and early backers control a substantial locked supply, increasing potential for unilateral decisions.
    • Moderate Community Growth: Engagement is stable but lacks viral momentum in key Western markets.
    • Competitive Landscape: Encounters established players (MoonPay, Ramp) requiring continued differentiation and regulatory navigation.

    Conclusion: ACH scores consistently across development, tokenomics, and security, suggesting a balanced risk/reward profile with solid utility but some centralization and competition risks.

    Detailed Analysis by Category

    Development Activity

    Code updates and developer engagement

    RiskReturn
    06.010

    Community Support

    Social media presence and community engagement

    RiskReturn
    06.010

    Tokenomics

    Supply, distribution, and utility

    RiskReturn
    07.010

    Market & Use Case

    Value proposition and competitive landscape

    RiskReturn
    07.010

    Team & Governance

    Team background and project governance

    RiskReturn
    06.010

    Security & Audits

    Security history and audit status

    RiskReturn
    08.010

    About Alchemy Pay (ACH)

    Alchemy Pay (ACH)

    Alchemy Pay (ACH) is a hybrid crypto–fiat payment gateway protocol designed to bridge the gap between blockchain networks and traditional payment systems. It enables seamless, secure, and compliant on-ramp and off-ramp solutions for merchants, consumers, and developers.

    Key Features:

    • Universal Payments: Accept cryptocurrency and fiat currencies in a single integration
    • Cross-Border Processing: Low-fee, real-time settlements across 60+ countries
    • Multi-Chain Support: Compatible with Ethereum, Binance Smart Chain, Polygon, Solana, and others
    • Developer Toolkit: SDKs, APIs, and plugins for e-commerce platforms (Shopify, WooCommerce)
    • Compliance & Security: KYC/AML processes, PCI DSS certified infrastructure

    Use Cases:

    • E-commerce merchants seeking crypto payment acceptance
    • Mobile wallets offering instant fiat–crypto on-ramp
    • DeFi platforms integrating fiat gateways

    Token Utility (ACH):

    • Fee discounts for network participants
    • Staking and reward mechanisms
    • Governance proposals for ecosystem development

    Official Links:

    • Website: https://www.alchemyapi.io
    • GitHub: https://github.com/AlchemyPay
    • Twitter: https://twitter.com/AlchemyPay

    Last updated: July 2024

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